We worked side-by-side with small business owners who wanted dynamic business insights without paying thousands of dollars in consulting fees for a one-time business valuation. The result is a free online business valuation platform designed by business owners, for business owners.
We’re all about your business.

Fast, accurate & secure business valuations.
GrowGrade provides you with an accurate business valuation at no cost. The business information you enter to receive your free valuation is fully encrypted to the highest industry standards, so you can rest assured that your data is secure. Best of all, GrowGrade valuations are dynamic, meaning they update over time as we offer tools to help business owners understand the multiple variables driving the value of their business.
How your GrowGrade
valuation is calculated.
GrowGrade valuations are calculated using a simplified discounted cash flow method, which takes both historical performance and future cash flow projections into account. This method relies on three primary factors to arrive at your GrowGrade business valuation.
-
Estimated Free Cash Flow
-
Risk-adjusted Net Present Value
-
Adjustments for Cash and Debt
GrowGrade Valuation
1,291,136
$1,108,250 — $1,537,109
We are GrowGrade.
GrowGrade is powered by M&T Bank’s New Ventures Team—a dedicated group of financial professionals, technologists, strategic designers, and entrepreneurs sharing a passion for solving real-world problems with innovative, intuitive, and customer-centric solutions.
M&T Bank’s 165-year-old dedication to supporting small businesses is central to our own core identity at GrowGrade as it inspired our mission to democratize business intelligence for all owners.

Your value
underlines ours.
Powered by one of the top full-service, U.S.-based commercial banks, GrowGrade’s digital tool makes business valuations easy, fast, and free for all business owners—whether you’re an M&T business client or not. Just as M&T Bank stands for value beyond banking, GrowGrade offers the tools and insights small business owners want and need, beyond a free business valuation. After you know what your business is worth, GrowGrade provides deeper financial insights, industry trends, scenario modeling, and more.
What those in the know have to say.
”“It’s like a financial analyst
DonIT Support CEO
for your business.”
”“This is very simplistic, in a good way. It’s not overcomplicated and is easy to understand.”
JamyConstruction Company Owner
”“This is part of our retirement, so knowing what I can sell my business for would be important.”
SarahChiropractic Practice Owner
Uncover the value of your business.
Don’t wait any longer to know exactly what your business is worth now and how to best grow it. Start planning with a team of experts who only win when you win by receiving your quick, accurate, and free GrowGrade valuation today.